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SAP Business One Financing
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SAP Business One Financing - BRING ROI IN LINE WITH YOUR EXPENDITURES

A Solution You Can Afford
With SAP® Financing, your implementation project is not weighed down by a high front-end expenditure that would defer the point at which you begin seeing a return on your investment. By spreading the cost of your project over several years, only a portion of the outlay is required before your business begins reaping the benefits of your SAP solution. Financing is subject to qualification through third-party financing programs, and requires credit approval.

At the same time, use of the credit lines made available through SAP Financing means you can preserve precious working capital for more immediate needs … or even additional strategic investments.

View how the 2009 Economic Stimulus can help benefit your company with accelerated writeoffs for your qualifying IT purchases (PDF)

Click to find out how Software Financing can provide you with strategic advantages (PDF)


You won’t find a more comprehensive financing offering from any other source
SAP Financing allows you to begin implementing SAP solutions for your business now rather than some undetermined point in the future. Though a competitive offer may initially appear more attractive, SAP Financing is a clear market leader in terms of flexibility and how the cost of the entire project is covered. An inflexible financing approach may negatively affect the current implementation as well as future projects.

We’re confident that once you look at details of a “competitive offer” and engage your local financing partner for a like-for-like comparison, you’ll appreciate how SAP Financing is different.

Financing is subject to qualification through third-party financing programs, and requires credit approval.


Benefits of SAP Financing
SAP Financing makes your cost of ownership predictable over the life of the implementation.

With SAP Financing, you:
  • Enjoy greater financial flexibility by tailoring payments to meet specific cash-flow plans
  • Save working capital that would otherwise be tied up in a quickly depreciating asset
  • Simplify budgeting with predictable payments
  • Facilitate financing of future SAP projects
Program Options
  • Total Cost of Ownership (TCO) model – Choose all, or a subset of the following cost elements to be included in your payment plan: software; hardware; external implementation services; customer internal project costs; maintenance (first year)
  • Deferral of initial payment – Choose to defer the start of re-payment until the solution becomes operational (a maximum of 12 months after the project start date)
  • Duration of repayment period – Select a financing term between 12 and 84 months
SAP Make It Easy
Four simple steps are all it takes to begin implementation of your SAP solutions;
  1. Discuss SAP financing with your SAP solution provider
  2. The SAP partner submits a financing request on your behalf
  3. You receive a payment plan proposal
  4. Agree to terms
With SAP Financing, you no longer have to choose between funding core operational activities and making vital investments in IT solutions.


Find out why financing is more beneficial for your business

Read more about SAP Financing provided by Key Equipment Finance